I was fishing the Snoho with Sno-king in November a few years back. Brutally cold. A bankie was standing on some big rocks casting into Thomas Eddy. He was wearing just a T-shirt, which made us think his elevator didn't reach the top floor. He cast, he slipped, fell in, went completely under, crawled out, started casting again.......The cold then outweighed his bravado, he went home a few minutes later.
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Bless our troops.