Dan S.

Yeah, that might come from the fact I turn 60 in a few weeks. I have been so very lucky to have a job that takes me fishing all over the world. But I have seen so many friends and relatives save for the golden day they retire, then one of them gets sick and the dream never happens.

There is a saying about life is what happens while you are planning for it - or something like that.
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No huevos no pollo.