Just a real-time update and as Dogfish said on another thread, "im not trolling for loans"...just giving info...Rates continue to PLUMMET is the best word I can use...by the end of the day today we could break through the 40 yr lows we set in 2003...stocks are getting pounded again but if you have been thinking about buying a house the combo of lots of inventory and record low rates should get housing moving again asap...cheers