not sure if you guys have a Costco Mebership, but if you dont have a American Express hooked up to it i would think about it...AMEX just started giving back 3% on all gas purchases...that is a lot of money in my household...i know last year just on the AMEX i spent over 4 grand in gas, for our cars, truck and boat...thats some good cash back...

i never carry a balance on my credit cards...im not paying more...and if i cant pay for it i dont buy it...the only time i would be ok with that is if there was a serious problem, i just want points, cash back, and anything else i should have coming, they are making a heck of a lot of money anyway...c