Just some random thoughts.

I guess I am Gen X, maybe. I really don't know, I'm 29, and I thought I would be waaay richer by now when I graduated High School.

Did anyone see that article in the Daily Oh the other day, about the state workers asking for an across the board raise? Is that a sense of entitlement? "My rent went up, I deserve a raise."

It sounds like you have really impressive kids Sg, great job. I have 3 daughters, 5, 2 and 5 months. I also agree with you about working during school, I don't have a problem with working summers, but if they don't need to work, I don't want them to. I think about when I was in HS and college, I could have caught a lot more fish if I could have worked a lot less.