The ones who are being bought up or have failed were the greediest who ignored the primary tenant of banking, risk management. That is what a bank does, they manage risk.

There will be a few more that happen, and over time these contractions in the numbers of banks have strengthened the banking sytem, like after the
S&L failures that lead to the forming of the RTC. Lots of new laws, or old laws that were re-worked, helped to cure what ailed us back then, and make it a safer world for the consumer. This one will be painful, but we'll get through it.

Certainly interesting times to be living in.