Insurance and lawyers have battled to a point of insinuating a feeling of entitlement by patients.

A doctor can pull off a miracle emergency triple bypass at 3am on a Tuesday and if the patient awakens with so much as a hangnail, lawyers are like sharks on chum.

The overall mental state that justifies such actions is just as much to blame as anything else in the equation.

Slipping on a bathroom floor used to mean you were not looking where you were going and paid the price, nowadays I wouldn't be surprised if the person yelled "Jackpot!" before "Ouch".