We took a few hits on the Bellingham properties our bank was financing, so that correction in value up there of 21% is about right. To give you an idea of how quickly values were escalating at one time, we helped a developer build a number of homes, 30+, in a subdivision. One home originally appraised for $440M prior to contruction in 2004. At completing 6 months later, the home was valued at just over $510M, and it sold for $530M. Crazy, and that home was on a .25 acre lot, no view, in a McMansion development.