I do. Although discrimination in this sense is not something that is easily identified. Especially considering all the moving pieces and non-tangible factors that go into the acceptance of a credit arrangement. I would argue that no ones general pursuit of hapiness is infringed when they are denied a home loan. It may not be pleasant, but life does go on and they are free to rent.

Do store owners have the right to refuse service? I think so. Should be a basic tenant of property rights. Is someone's general pursuit of hapiness infringed if they are refused service based on the color of their skin? I don't think so. Doesn't mean I think it's right either. They then have the right to picket the bigot's business to ensure he suffers for being an a$$hole.

I didn't say I felt the creator endowed rights to individuals, read again. I simply stated that because that was the view of the founders. Personally I am not a religous man. I feel an individual has rights through existence. Governments were created to protect those rights. Not sure about "enforce".