I'm in the same boat of not being in a boat but am too much of a junkie to go 4 yrs without a boat. So I guess I'll be paying the piper and shopping for a boat loan as well.

That said, those interest payments would buy a lot of gas, ice, and bait! I need a quick way to make $25K!
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. . . and God said unto them, Be fruitful, and multiply, and have dominion over the fish of the sea . . .