I would not be lke so many guy's, I have all the gear from being a previous boat owner, and my father recently beng a boat owner, and the boat is a turn key boat, needs nothing, the shape of the boat is such that in a couple years the value would hold close to its own, the boat has 228 original hrs on a 350, 24 ft, garaged since new, all electronics, Excellant tadem trailer, Boat cover, 9.9 Honda 4 stroke with 50 hrs, new tires on the trailer, interior is brand new looking, with the quartly bounes the boat COULD be payed off in 1.5 years, i thnk 16,000 for this set up is a good deal, i know there will be other deals but i've had the itch for awhile. so going into debt would be foe a minimal period of time,