Gotcha,...........so individuals who worked for years to pay off the property in which they reside lose the home they worked so long and hard for due to increases in property tax assessments "failed to plan" and therefore should have their hard-earned property confiscated for pennies on the dollar. OK.

I guess then we should also say that individuals who are too fvckin' lazy to work and collecting a welfare check "failed to plan" for hard times and should therefore pay all the money back they collected or be imprisoned. Sound good?

The logic you use to justify federal spending as some magic boom to the economy is bass ackwards because you fail to have any forward vision when it comes to the money supply and you fail to acknowledge where the money originates from in the first place. If you can't wrap your midget brain around that than there's no need for me to go any further.
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On a long enough timeline the survival rate for everyone drops to zero.