You know somethings do not compute. $100 a month in taxes. Let me see two ways that can happen. One your income is not that hot. Two you have a biz to write things off with.

Now not being a rocket scientist 52k / single will put you in the 25% tax bracket. ( over 39k single / 49k married ) I have substantial deductions and I am able to drive my tax rate down to 15% or around 4k a year and my property taxes are $3800 a year. As anyone that has over 25k income and retired is regarded as rich by congress my Soc. Sec. is taxed back in on a % formula. Then we have sales tax, licenses, fees & taxes built in ph, water, electric. Don't know what your lifestyle is but I hope your Dat B210 is still running! grin

$100 a month taxes you need a muchhhhhhhhhhh better income guy OR your father in law is a bloody genius.
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Dazed and confused.............the fog is closing in