Well the best I can find is $0.37 each for 3/0 so you are doing better than I am finding them, retail anyway. Wherever you are finding them for $0.20 each please share.

One thing that always comes into play is confidence. I am confident with what I use. There are those have to pay for what they consider the best to be confident in what they use. I know a confident man that has taught me a lot that will outfish me with a rusty broken eye hook that he takes and sharpens on a river rock, and I have seen him do it. Talk about feeling like I'm wasting money of my cheap hooks.