"Well, you may not be too bright when it comes to life insurance. My husband and I both have had the same policy for 15 years, and I doubt they have any idea what his or my weight is. What they care about is that the premiums are paid before the due date every month.'

You make this statement and you say I am not too bright about life insurance . What do they say about not knowing what you don't know?

The rest is irrelevant after that.