We all wish health care costs weren't so high, and more specifically the insurance premiums we pay to shield us from those costs. It would be nice to be able to go back to prices we paid in the '70s but with all the advancements modern, up-to-date medicine is today.
In '74 I bought a brand-spanking new Chevy pickup for $5400. Two years later traded it for a new 3/4 ton, 4 wheel drive Ford that had a price tag of $7600. Bought my first house (1974), 3Br 2Ba on 3 ac. and w/ a 30 x 50 finished shop on it, for the wapping price of $37,000. The house was only 6 years old and I was young. The last couple of houses I have bought have been in the mid 6 figure price. Pickups $50,000.
What would you be willing pay for a sure cure of cancer if you were afflicted with it? What would you pay to get you sight back if you lost it? Would the answer be any amount?
The good-old-days are gone. Everything has gone up and up and up.
I would be in the camp with everyone having health insurance but we know that that isn't going to happen. What would happen is that the upper and middle class would have to subsidize the poor. That is already happening. Hospitals have indigent funds to help those people.
The way this Obamacare is set up or is going to be implemented is going to be nothing more than a TAX. We know that 47-48% of the population does not pay taxes. Federal income taxes to be precise. For the rest, pay the tax or pay the fine. The trouble with this program is that it will be too burdensome on the people that generate income in this economy because it will limit the people they can hire. The break point right now is 50 people. A lot of businesses would like to hire more people but they stick with there 47-48 person work force. The fear of the exact costs of Health Care Act is killing jobs right now.
Having young people in the health care plan would spread the cost and lower the price of insurance nationally but they are young and healthy and bullet proof. They are also buying their first houses and having another payment would too often put them over their income limits.
Higher deductible policies reduce monthly premiums, and for most of us, is the way we elect to configure our insurance.
Higher fines if Omabacare is fully enacted would make some stop to consider what would be the cheapest way to go and yet stay in business.
I am not sure what the best solution is. The thought that the "collective" would spread out and reduce health care cost is admirable, but, when the exemptions are excluded from that "collective" pool, who will be left to pay?
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I wish I had never picked up a steelhead rod.
Obsession sucks.