bank maggot is kind of a strong term for us boatless souls. i have fished both drano and the wind the last 2 years. very few bankies throwin warts(unless your are very strong-constant 20mph wind). generally you plunk with sand shrimp or eating shrimp that have the shell on. fresher the better. if you go take a cooler with lots of sand shrimp from here as it is next to impossible to get it there(don't forget to changes the sawdust on your shrimp daily). the only problems occur when the assholes with boats that can go anywhere they want troll 30' off the bank and take out 15-20 plunkers who are casting 100'to where the fish are. take a rod that will handle 4-5 ounce leads and has a fairly sensitive tip to detect the bite. again the wind there is brutal. and don't fish to light a line as these fish are tougher than hell and you don't want to screw everyone else up. there is a decent county campgrond just east of the wind and it cost $12/day for out of county residents.