If microsoft millionaire's are going broke because Microsoft's decline in the market then THey must have been very POOR money managers. DanS, my portfolio has actually grown over 50%. So I'm very pleased with the year overall. I give all my credit to Bill&Hillary along with their sidekick AL. I sure wouldn't give credit to my brilliant portfolio mngr. because he is a very wealthy Rep. who only thinks about making more money with money..