LZZ - Glad to hear you are O.K. Worst case equipment can be replaced. You can never be. Nothing else like that to give someone respect for the water!!! Hope you were wearing a PFD.

I would certainly expect at least a refund of my money plus something for mental anguish. Legal advice would certainly be advised in this case. Also would not hurt to let them know in a non threatening manner that lots of the guys you talk to on the internet thought you should seek compensation. That way you are not threatening openly which would have a negative impact in court but get the message across that their name will be mud if they don't handle this correctly.

Again glad you are O.K.