It's not true capitalism though. True capitalism you wouldn't be subsidizing private industy with your pay check. And there are no gaurantees. You are right. Those whom thought they had health care during retirement are now finding that cold hard reality out. Why is that OK? You've already retired thinking you have paid health care and they can yank it away and put you on medicare ala the taxpayer. At the same time corporations are allowed to seriously underfund pension plans....another subsidy. Fully fund them or don't offer them. One or the other. What about the airline industry we, the taxpayers, bailed out after 9/11 and then they went on a layoff spree. The system is seriously messed up. No more subsidies and pure capitalism then you'd have an argument. Until then they have a duty to the taxpayers.