SW,

I have a real job and a degree in economics. AND I know that you don't know a f'n thing about what Laissez Faire means in economic terms.

Don't be all angry that you don't know sh!t about economics, most people don't. They don't teach state propaganda in econ class. They teach what economic theory is, and discuss opposing theories, and use case studies to assist in understanding what happens when something like a Laissez Faire economic policy is implemented.

IMO, the bank failures were due in large part to a lack of PROPER government regulation. I don't think government regulation is a cure-all, either.

I'm not your economics professor. If you want to find out how monopolies hurt consumers, go crack a f'n book.