TEOTWAWKI (the end of the world as we know it)

WTSHTF (when the sh!t hits the fan)

Doomsday Preppers. (they're the ones buying up all the .22 LR)

Apocalypse Now!

401 k - what's that?

Regarding the mortgage, I asked the bank about the above scenarios, and they said they know they own the house, but they don't want it back. They just want me to take good care of it for them until civilization returns.