Stock market has gone up along with everything else 33% due to inflation. It's not going back down. This is bad investment advice. I just sold 100 oz of gold and 2000 oz of silver yesterday and am putting it back into the stock market. Now I've got $1 million in index funds and when Trump leaves office in 4 years it will be worth $1.6 million to $2 million.

So just for the sake of argument, what would you recommend buying with the $320,000 I just got from the gold and silver other than the index funds (I already have $660,000 in index funds). Whatever I am buying should outperform the stock market with the same or less risk. I can only think of one asset that has outperformed the market, bitcoin, but it is way too risky. I have $36,000 in bitcoin, that's enough for me. So no bitcoin, too risky. No gold, no silver, return is generally to low although this last year it wasn't. Real Estate return is too low. Bonds returns are way to low. So what do you recommend buying that will outperform the index funds over the next 4 years?

If one was to reap the market gains as you suggest, what do you do with the money? Hold it as cash? Also bad idea.