Working harder and making less, house is worth less. Insurance costs more, stuff costs more. I will say my confidence in the market has been improving over the last 6 months. The dream of somehow getting rich and doing nothing everyday has faded towards the future a bit.

But, my life is pretty great. My wife is still hot, my kids are well behaved, and I fish/hunt or golf 2-3 times a week. A couple of vacations to places that are warm are already on the calender for next year.

The key my success is to get up every day and provide mediocre effort for 20 or 25 hours a week.