RVW, don't let me sway your decision, but do give some serious thought to unknown future "takings" by government that aren't classified as "takings". In other words, they will gladly apply restrictions to streamside owners without paying for the loss of use.

Personally, I'd stay the Hell away from anything around the water. It's only going to get worse.
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Agendas kill truth.
If it's a crop, plant it.