THANKS FOR ALL THE INFO & REPLIES..IM KINDA OVERWHELMED.LOL..SO ANDY, IF YOU WERE ME, WHERE WOULD YOU GO TO BUY YOUR HANDGUN? FOR A DESCENT PRICE?? I LOOKED AT SOME FRIDAY NIGHT AND THEY WERE ALL BASICALLY 600+ DOLLARS, IM MORE FOR ABOUT 350-400..3 CALIBERS IM LOOKING AT ARE .41, .40, 9MM..SINCE LIKE YOU GUYS SAID THE OTHER CALIBERS ARE TO SMALL FOR COUGS AND BEARS..AS FOR THE CONCEALED WEAPONS PERMIT, DO I APPLY FOR ONE AT THE COURTHOUSE?? THANKS FOR ALL THE RESPONSES.. **BERKLEY BOY**