Bank Loan Joke :

A Redneck from Alabama walked into a bank in New York City and asked for
> the loan officer. He told the loan officer that he was going to Bakersfield
> on business for four weeks and needed to borrow $5,000 and that he was not a
> depositor of the bank.
>
> The bank officer told him that the bank would need some form of security
> for the loan, so the Redneck handed over the keys to a new Ferrari.
>
> The car was parked on the street in front of the bank. The Redneck produced
> the title and everything checked out. The loan officer agreed to hold the
> car as collateral for the loan and apologized for having to charge 12%
> interest.
>
> Later, the bank's president and its officers all enjoyed a good laugh at
> the Redneck from the south for using a $250,000 Ferrari as collateral for a
> $5,000 loan. An employee of the bank then drove the Ferrari into the bank's
> underground garage and parked it.
>
> Four weeks later, the Redneck returned, repaid the $5,000 and the interest
> of $23.07. The loan officer said, 'Sir, we are very happy to have had your
> business, and this transaction has worked out very nicely, but we are a
> little puzzled. While you were away, we checked you out and found that you
> are a multimillionaire. What puzzles us is, why would you bother to borrow
> $5,000?'
>
> The Alabama Redneck replied, 'Where else in New York City , can I park my
> car for four weeks for only $23.07 and expect it to be there when I return?'